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Questions people ask David
Plain-English answers from a licensed agent. Tap a question to read the answer.
Medicare
Signing up and changing plans
- I'm turning 65. When should I sign up for Medicare?
- Is there a time each year to change my Medicare plan?
- What if I pick a Medicare Advantage plan and don't like it?
- Is there a penalty for signing up for Medicare late?
- I spend part of the year in another state. Will my Medicare go with me?
- Where do I go to apply for Medicare?
- If I keep working after 65, can I wait on Medicare?
- When should I buy a Medicare Supplement so I can't be turned down?
- Is Annual Enrollment the only time I can switch Medicare plans?
- Is it possible to have Medicare under age 65?
Costs
- What will Medicare cost me in 2026?
- Do I have to pay a premium for Part A?
- Why would my Medicare premium be higher than standard?
- Is there a limit on what I pay for prescriptions in 2026?
- Does the Part D "donut hole" still exist?
- How much will I pay for insulin on Medicare?
- Can I get help with Medicare drug costs on a limited income?
- Is Part D worth it if I'm not on any prescriptions?
- Is there help with Medicare premiums for people on a tight budget?
Plans and coverage
- Medicare Advantage or a Medicare Supplement: which is right for me?
- What do the Medicare Supplement letters like G and N mean?
- Can I keep a Medicare Supplement if I join Medicare Advantage?
- Can I keep my doctors on a Medicare Advantage plan?
- Does Medicare cover dental, vision and hearing?
- What's the difference between Medicare Parts A, B, C and D?
- Who are Medicare Special Needs Plans for?
- Will Medicare pay for a nursing home or long-term care?