Do you charge anything for your help?

No. The insurance company you choose pays us. Nothing is added to your premium, and you pay the same price as if you signed up on your own.

More detail

Here's how it works in practice. Say you're comparing two policies. Whether you buy through me, call the company yourself, or sign up online, the price for the same policy is the same. My pay comes from the insurance company, not from you.

And my help doesn't end once you sign. If a bill looks wrong, a claim gets stuck, or your health or budget changes, you call me. Each year I review your coverage with you to see if it still fits.

A common worry is that working with an agent means a hidden fee somewhere. There isn't one. You don't pay me anything, now or later.

What to have ready when we talk: • Any coverage you have now • Your doctors and medicines, if we're looking at health coverage • Your budget and what matters most to you

Whenever you have questions, just reach out.