Medicare & Insurance Help From an Agent Who Knows You
Helping families build financial security, protect what matters most, and plan confidently for the future. | Life Insurance | Annuities | Medicare | Health Insurance.
David Ray helps you understand Medicare and choose coverage that fits your doctors, prescriptions, and budget across North Carolina.
What my clients are saying
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- Independent: I compare the carriers I represent
- Your doctors and prescriptions checked first
- No pressure, and no cost to you
- Every question answered personally by me
3 simple steps to get covered
- 01
Talk with me
A relaxed conversation about your health, budget, doctors, and what matters to you.
- 02
Compare your options
I line up the plans I offer in your area and show you the real cost of each.
- 03
Get covered & stay covered
I handle the paperwork and review your plan again every year.
Tracking your request
Updates automatically. You'll also get a text at each step.
Coverage solutions for every stage of life
Protect what matters, plan for retirement, and build financial security, with one agent for all of it.
No matter where you are in life
I meet you where you are and turn the options into a clear next step.
The difference is who's on your side
Independent, local, and on your team. Here's what that means for you.
Independent, not captive
I'm not tied to one insurer. I compare the carriers I represent and recommend what fits you.
Education over pressure
You'll leave understanding your choice, never rushed into it.
Here after you enroll
Billing questions, claims, and changes come to me, not a call center.
Local to North Carolina
Meet by phone, video, or in person across North Carolina.
Where Medicare stands today
Free tools
Everything you need to get started
Guides, checklists, and a timeline built around your situation, completely free.
Coverage checklist
Map your current coverage and spot the gaps.
Enrollment timeline
Every Medicare deadline that applies to you.
Medicare made simple
Parts A, B, C, D and Medigap in plain English.
Prescription list
A worksheet for your drugs and doses.
- 100% free
- Licensed agent
- No obligation
Learn Medicare at your own pace
Short, plain-English video workshops you can watch any time. Tap the card in front to start.
Los talleres están disponibles en inglés por ahora.
Your Medicare wallet, always with you
Log in for your documents, claims help, and your yearly review, or reach David directly any time.
Log in to your portal- Your Medicare wallet: plan, ID cards and documents in one place
- Your doctors and medications, checked against your plan every year
- Claims and billing help, tracked start to finish
- Yearly review reminders and a direct line to message David
Frequently asked questions
Quick answers to the questions I hear most.
Not sure your current plan is working?
If your coverage feels confusing, limited, or pricier than expected, a fresh look at your options can help.
- No cost to you
- Licensed in NC
- No pressure, ever
Get in touch
Tell me a little about what you need and I'll follow up quickly.
- Call now(984) 224-7420
- Text me(984) 224-7420
- Book a callPick a day and time
- Book a live meetingMeet face to face
- Save my contactAdd David to your phone
- On your phoneScan with your phone to call, text or save my contact.
- Office
- HoursMon–Fri, 9:00 AM – 6:00 PM ET
TTY users dial 711.