What if I pick a Medicare Advantage plan and don't like it?

You get one more chance. Between January 1 and March 31, people already on a Medicare Advantage plan can make one change: move to another Advantage plan, or return to Original Medicare and pick up a Part D plan.

More detail

Say you joined a Medicare Advantage plan in the fall, and in February you learn your specialist isn't in its network. You can use this window to move to another Advantage plan, or go back to Original Medicare and add a drug plan. The change starts the first day of the month after the plan gets your request.

A few things to know: • You get one change in this window, so it pays to choose carefully • It's only for people already in Medicare Advantage. If you have Original Medicare, you can't use it to join an Advantage plan or switch drug plans • If you go back to Original Medicare and join a drug plan, your Advantage plan ends on its own • If you then want a Medicare Supplement, the company may ask health questions unless you have a special right

New to Medicare? If you joined an Advantage plan when you first got Medicare, you can also change within your first 3 months of having Medicare.

If something about your plan isn't working for you, call me and we'll look at it together.