Can my 401(k) or IRA be rolled into an annuity?

In many cases, yes. David goes over your rollover choices and the tax rules with you first.

More detail

Here's a common case. You're retiring and your 401(k) is still with your old employer. You'd like part of it protected from market losses. Moving some of it into an annuity can be one option.

Before anything moves, a few questions matter: • How will the money be moved? The method can affect your taxes, so we check it with your tax advisor first • Will you need any of this money soon? Annuities can have surrender charges if you take out too much early

What to have ready: your latest 401(k) or IRA statement and your retirement income plans.

I'll lay out your options clearly so you can decide together with your tax advisor.