Independent · Licensed in
· TTY 711
Medicare in Clay County, NC

Medicare help in Clay County

Clay County has 70 Medicare plans from 7 companies for 2027: 36 Medicare Advantage plans, 23 Special Needs Plans and 11 Part D drug plans. I can help you compare them, at no cost.

6plans ending or leaving the county for 2027
5plans being combined with another plan
43plans continuing with cost changes
5plans with no major change

Medicare & Insurance Help From an Agent Who Knows You

Let's find coverage that fits you

David Ray, licensed insurance agent
Education first, never pressure
  • Independent: I compare the carriers I represent
  • Your doctors and prescriptions checked first
  • No pressure, and no cost to you
  • Every question answered personally by me
Older couple smiling while comparing options on a laptop at home
No cost to youGuidance is always free
How it works

3 simple steps to get covered

  1. 01

    Talk with me

    A relaxed conversation about your health, budget, doctors, and what matters to you.

  2. 02

    Compare your options

    I line up the plans I offer in your area and show you the real cost of each.

  3. 03

    Get covered & stay covered

    I handle the paperwork and review your plan again every year.

What I help with

Coverage solutions for every stage of life

Protect what matters, plan for retirement, and build financial security, with one agent for all of it.

    Who I help

    No matter where you are in life

    I meet you where you are and turn the options into a clear next step.

    Why

    The difference is who's on your side

    Independent, local, and on your team. Here's what that means for you.

    01

    Independent, not captive

    I'm not tied to one insurer. I compare the carriers I represent and recommend what fits you.

    02

    Education over pressure

    You'll leave understanding your choice, never rushed into it.

    03

    Here after you enroll

    Billing questions, claims, and changes come to me, not a call center.

    04

    Local to North Carolina

    Meet by phone, video, or in person across .

    Medicare, by the numbers

    Where Medicare stands today

    people with Medicare

    Free tools

    Free starter kit

    Everything you need to get started

    Guides, checklists, and a timeline built around your situation, completely free.

    Older couple laughing together on a porch
    Turning 65?Start here, with no cost and no pressure

    Coverage checklist

    Map your current coverage and spot the gaps.

    Enrollment timeline

    Every Medicare deadline that applies to you.

    Medicare made simple

    Parts A, B, C, D and Medigap in plain English.

    Prescription list

    A worksheet for your drugs and doses.

    • 100% free
    • Licensed agent
    • No obligation
    24/7 Medicare Workshops

    Learn Medicare at your own pace

    Short, plain-English video workshops you can watch any time. Tap the card in front to start.

    FAQ

    Frequently asked questions

    Quick answers to the questions I hear most.

    Talk with a real person

    Not sure your current plan is working?

    If your coverage feels confusing, limited, or pricier than expected, a fresh look at your options can help.

    • No cost to you
    • Licensed in
    • No pressure, ever
    Ready to get started?

    Get in touch

    Tell me a little about what you need and I'll follow up quickly.

    Free monthly newsletter

    Medicare changes every year. I'll tell you what changed.

    Key dates, new costs and Annual Enrollment reminders, once a month.

    Medicare help by county in North Carolina
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